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Business investment and equipment loan

Explore finance for equipment, productive assets or business expansion, with a repayment plan based on the investment and its expected income.

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Business investment and equipment loan

Explore finance for equipment, productive assets or business expansion, with a repayment plan based on the investment and its expected income.

Interest, period and basis
Not specified in this catalogue. No rate or amount is assumed to be zero.

Continue to an application form for this product. Receipt is confirmed only after the receiving service accepts your submitted request. A received request does not admit membership, open an account or approve a loan.

Understand this category

Plan a defined investment in equipment, tools or business expansion. Consider the purchase price together with installation, maintenance and running costs, and explain how the investment could support income. Your D-SACCO will confirm eligible assets, your contribution, security and repayment terms. Ask whether the arrangement is a loan or another approved form of finance, and who will receive the disbursement. Approval follows assessment, not a supplier quotation alone.

Who it may suit

Eligible enterprises seeking productive investment, including micro and small businesses.

Practical uses

Sewing machines, workshop tools, refrigeration, small processing equipment and approved premises improvements.

How to proceed

Prepare the investment plan and quotations; undergo affordability/security review; consider the offer; accept the approved agreement; confirm disbursement and delivery; service the loan.

What to prepare

Business records; quotations; investment budget and operating forecast; permits where applicable; proposed own contribution and security evidence.

Questions and answers

Does the institution pay the supplier?

That depends on the specific agreement and verified supplier instructions.

Are all equipment types eligible?

No universal asset list is assumed; check the institution’s product rules.

Catalogue cost disclosure

This catalogue does not state a complete charge schedule. An empty list does not mean there are no charges.

The catalogue does not specify taxes applicable to charges.

The catalogue does not specify a calculation method or total repayment amount. It does not provide a loan offer.

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