Business working-capital loan

Eligibility and documents

Who this is for

Eligible traders, producers and service enterprises with an assessable repayment source.

Eligibility

Eligible traders, producers and service enterprises with an assessable repayment source.

What to prepare

Identity/membership; business evidence and cash-flow records; intended purchases; existing debts; security documents only where required.

Product conditions

Available loan amount

Not specified in this catalogue. Ask the SACCO for the current written terms before deciding.

Repayment term and schedule

Not specified in this catalogue. Ask the SACCO for the current written terms before deciding.

Security and guarantor requirements

Not specified in this catalogue. Ask the SACCO for the current written terms before deciding.

Product information

Explore finance for stock, supplies and other short-term business needs. Explain what you need to buy, when customers are expected to pay and how the loan would be repaid. Your D-SACCO will assess the business, existing obligations and any security before making an offer. Compare the full cost and repayment dates with your actual cash flow. Credit can fund an activity, but it cannot guarantee sales or profit.

Uses

Shop restocking, market produce purchases, workshop supplies, catering inputs and short business operating cycles.

Catalogue publication

The dates shown define the catalogue publication period. They do not establish the validity period of a financial rate, tariff or contract.

Can I borrow without formal accounts?

Ask which alternative records the lender accepts; this is not a promise of approval.

Is repayment daily or monthly?

Only the approved offer determines the schedule.

Tariff and charges

Catalogue cost disclosure

Numeric charges are not specified in this catalogue; no zero-cost claim is made.

Charge scope

This catalogue does not state a complete charge schedule. An empty list does not mean there are no charges.

Tax treatment

The catalogue does not specify taxes applicable to charges.

Calculation and assumptions

The catalogue does not specify a calculation method or total repayment amount. It does not provide a loan offer.

Next step

Process

Discuss the funding need; prepare activity/cash-flow records; submit; undergo assessment; review an offer if approved; accept before disbursement; repay as agreed.

Next step

Discuss the funding need; prepare activity/cash-flow records; submit; undergo assessment; review an offer if approved; accept before disbursement; repay as agreed.

Continue to an application form for this product. Receipt is confirmed only after the receiving service accepts your submitted request. A received request does not admit membership, open an account or approve a loan.

These contact options let you ask this D-SACCO about the product. Opening them does not submit an application or confirm receipt of a message.